Portfolio Category: Category 1

Novated Lease

As part of a salary package arrangement, this is a three-way agreement between the employee, the employer and the lender. The employer agrees to make the repayments per the contract while that person remains in their employment. If you leave the company, the vehicle/equipment goes with you.
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Lease

The vehicle/equipment is rented or leased for a monthly payment over a period of 2 to 5 years with a residual or lump sum payment at the end of the lease in line with Australian Taxation Office guidelines.
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Motor Vehicle Finance

Vehicles can be financed for both businesses and individuals, for business use. There are several finance options available. See below for a brief description of each.
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Commercial Hire Purchase

For business’s or individuals with a car/equipment allowance that want full ownership at the end of the finance period. Repayments can be structured to suit your cash flow with balloon or lump sum payments at the end of the term.
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