29 YEARS OF FINANCIAL SERVICE

We are here to help you

Explore a wide range of financial solutions tailored to your business needs. From short-term loans to equipment leasing, GHS Financial Services has you covered.

Call Now
Email Now

Your Financial Health, Our Priority

Solutions for Every Business Need

With decades of industry experience, GHS Financial Services is committed to enhancing your financial well-being. We offer comprehensive lending options, including short-term business loans, equipment leasing, commercial hire purchases, and chattel mortgages. 

As proud members of the Commercial Asset Finance Brokers Association of Australia (CAFBA) and the Australian Financial Complaints Authority (AFCA), we are dedicated to finding the financial solution that aligns with your unique needs.

Chattel Mortgage

Benefits Include:
  • You enjoy the benefit of owning the asset; distinct from hiring, renting or leasing
  • Fixed repayments over a defined term provides for easier cash management and budgeting
  • Final payment can be a balloon payment, enabling lower payments during the term
  • Depreciation on the asset and the interest component of each loan instalment may be tax deductible* (speak to your accountant further to find out more)

Finance Lease

Lease the asset for a fixed term. Assets are generally returned or purchased by you at the end of the term.
Benefits Include:
  • Option to hand back the asset or purchase it for an agreed amount
  • Fixed repayments over a defined term provides for easier cash management and budgeting
  • Repayments may be tax deductable* (speak to your accountant further to find out more)

Business Loan

Benefits Include:
  • Unsecured finance under $30,000
  • If you have unsecured assets to use as security, we can look finance up to $150,000 (assets must be of equal or greater value of amount sought)
  • Interest Only and Principal and Interest repayment options available
  • Fixed repayments over a defined term provides for easier cash management and budgeting
  • Repayments may be tax deductable* (speak to your accountant further to find out more)

Caveat Finance:

Benefits Include:
  • Lender will take security over property via a registered caveat or;
  • or for smaller amounts lender may look at a caveat clause to be signed where caveat would only be lodged in the event of payment default.
  • Fixed repayments over a defined term provides for easier cash management and budgeting
  • Repayments may be tax deductable* (speak to your accountant further to find out more)

Our Trusted Lending Partners

GHS Finance proudly aligns with esteemed industry standards as a member of both the Commercial Asset Finance Brokers Association of Australia (CAFBA) and the Australian Financial Complaints Authority (AFCA). Our partnership network includes leading financial institutions such as National Australia Bank, Capital Finance Australia, BOQ Equipment Finance, Macquarie Leasing, ALTO Group, and Metro Finance. Additionally, we offer flexible solutions through Flexicommercial Finance, Reliance Leasing, and a variety of other private lenders. This extensive collaboration ensures we provide our clients with a broad range of financing options tailored to meet their unique needs.

alto-group@2x
boq-logo2
Logo
cap-fin
ANZ
nab
macquarie-logo1

We Solve Real Problems

what can we do for you?

Factoring & Trade Finance

Unlock your cash flow by leveraging our factoring invoice discounting facility. Turn your invoices into immediate funds.

Unsecured Business Loans

Get up to $250,000 in unsecured business loans. Ideal for SMEs that require quick, hassle-free financing.

Commercial Hire Purchase

Own your equipment outright at the end of your finance term with flexible repayment options tailored to your cash flow.

Chattel Mortgage

Gain full ownership of your assets with customised repayment plans, including balloon or lump sum payments.

Equipment Finance

From small office setups to large manufacturing plants, we finance all types of equipment to help your business grow.

Marine & Caravan Finance

We offer consumer finance options for boats and caravans, making your leisure time more enjoyable.

Ticket Leasing & Business Loans

Secure small ticket leasing and business loans ranging from $5,000 to $50,000, even if you can't get financing from main lenders.

Novated Lease Options

Flexible leasing arrangements that align with Australian Taxation Office guidelines, including novated leases as part of salary packages.

Our Trusted Lending Partners

GHS Finance proudly aligns with esteemed industry standards as a member of both the Commercial Asset Finance Brokers Association of Australia (CAFBA) and the Australian Financial Complaints Authority (AFCA). Our partnership network includes leading financial institutions such as National Australia Bank, Capital Finance Australia, BOQ Equipment Finance, Macquarie Leasing, ALTO Group, and Metro Finance. Additionally, we offer flexible solutions through Flexicommercial Finance, Reliance Leasing, and a variety of other private lenders. This extensive collaboration ensures we provide our clients with a broad range of financing options tailored to meet their unique needs.

alto-group@2x
boq-logo2
Logo
cap-fin
ANZ
nab
macquarie-logo1

our work inspires smiles

The Faces Behind Our Success

Garry Steinberg

Garry Steinberg commenced GHS Finance Pty Limited in February 1995. He commenced his career in finance working for the commonwealth bank, initially as a teller and later worked in the finance division. He later worked for Standard Chartered Bank in Sydney and in the early 1980s became the one of the youngest leasing managers at the age of 25 years. Garry later became a partner in a successful leasing brokerage company and later ventured on his own with a staff of 4 to commence his own finance brokerage company which still exists today.

Olivia Mitchell

Office Manager, EA and right-hand person to Garry, Olivia has been with GHS Finance for the past 18 years. Olivia started her finance career as a settlements officer at Suncorp Metway prior to joining the team at GHS. Olivia looks after the all the daily running of the office as well as submitting loan applications, right through to preparing documentation, checking, and overseeing the flow of paperwork and finalising the settlement.

Yolanda Alegado

The office administrator Yolanda Alegado commenced with GHS Finance in 2012. Yolanda is the initial point of contact and handles general enquires, application processing and documentation preparation. Yolanda is also responsible for the general running of the office, filing and other duties.

We Have the Answers

Ask Us Anything

Unfortunately, no, we are unable to assist with mortgage finance.

Whilst we mainly deal in the commercial space, we can offer a consumer finance option through a 3rd party lender. This is at no extra cost to you; we just facilitate the introduction.

Do You Want To Boost Your Business?

drop us a line and keep in touch

Reach out

Let׳s Meet

Give Us A Call​​

(02) 9634 5033

We're On The Map​​

4 Columbia Ct, Norwest NSW 2153

Write Us

info@ghsfin.com​​

close menu icon

Get in touch